Welcome to efiner.com. These Terms of Service ("Terms") constitute a binding legal agreement between you ("User," "you," or "your") and Efiner Financial Analytics Inc., a corporation organized under the laws of the State of Texas ("Company," "we," "us," or "our"). By accessing or using our website, platform, tools, or any related services, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to any provision herein, you must discontinue use of our services immediately.
Efiner Financial Analytics Inc.
9600 N Mopac Expy, Suite 900, Austin, TX 78759
Phone: (888) 338-5476
Email: support@efiner.com
Efiner Financial Analytics Inc. operates a financial data analytics platform accessible through efiner.com. Our platform provides businesses and individuals with real-time financial reporting, cash flow forecasting, spending trend analysis, and data-driven insights designed to support informed financial decision-making. The tools and dashboards offered through our platform are intended to aggregate, visualize, and interpret financial data provided by or on behalf of our users.
Our services are informational and analytical in nature. We do not provide personalized investment advice, act as a registered investment advisor, broker-dealer, or financial planner, or make specific recommendations regarding the purchase, sale, or holding of any securities, assets, or financial instruments. Users should consult qualified financial professionals before making investment or business decisions based on data provided through our platform.
The analytics, projections, forecasts, and reports generated through efiner.com are based on data inputs and algorithmic models. While we strive for accuracy and reliability, all outputs are provided on an "as-is" basis and should not be construed as financial advice, tax guidance, or accounting recommendations.
Efiner Financial Analytics Inc. is not a certified public accounting firm, a licensed financial advisory firm, or a registered broker-dealer. No information on this platform should be treated as a substitute for professional financial counsel. Users assume full responsibility for any actions taken based on information obtained through our services.
Past performance indicators, trend analyses, and forecast models displayed on the platform do not guarantee future results. Financial markets and business conditions are inherently unpredictable, and our analytics reflect probabilities rather than certainties.
To access certain features of our platform, you may be required to create an account and provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. You agree to notify us immediately at support@efiner.com if you suspect unauthorized access or any security breach related to your account.
You agree not to use the platform for any unlawful purpose, to upload malicious code, to attempt to reverse-engineer our proprietary algorithms, or to misrepresent your identity or affiliation. We reserve the right to suspend or terminate accounts that violate these Terms or engage in conduct that we determine, in our sole discretion, to be harmful to our platform or other users.
All content, software, algorithms, visual designs, trademarks, logos, text, graphics, and other materials available on efiner.com are the exclusive property of Efiner Financial Analytics Inc. or its licensors and are protected by applicable copyright, trademark, and intellectual property laws. No portion of this website or platform may be reproduced, distributed, modified, or used for any commercial purpose without our prior written consent.
Your use of our services does not transfer any ownership rights in our intellectual property. Any feedback, suggestions, or ideas you provide to us regarding the platform may be used by Efiner Financial Analytics Inc. without obligation or compensation to you.
Efiner Financial Analytics Inc. may offer an SMS messaging program to deliver account notifications, service updates, and transactional communications related to your use of our platform. By opting in to our SMS program, you consent to receive text messages at the mobile number you provide.
Message frequency varies based on account activity. Message and data rates may apply depending on your mobile carrier and plan. You are solely responsible for any charges incurred from your carrier.
You may opt out of SMS messages at any time:
Opting out of SMS will not affect your ability to use the platform through other channels.
Our SMS program is supported on the following carriers: AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, Clearsky. Carriers are not liable for delayed or undelivered messages.
We do not sell, rent, or share your phone number or SMS opt-in data with third parties for marketing purposes. Your information is used solely in connection with the services described in these Terms and our Privacy Policy.
THE SERVICES PROVIDED BY EFINER FINANCIAL ANALYTICS INC. ARE OFFERED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
We do not warrant that our platform will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We make no representations regarding the accuracy, completeness, or timeliness of any analytics, data, or content provided through our services.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EFINER FINANCIAL ANALYTICS INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE OUR SERVICES, REGARDLESS OF THE THEORY OF LIABILITY.
OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATED TO THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO EFINER FINANCIAL ANALYTICS INC., IF ANY, DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or our services shall be resolved exclusively in the state or federal courts located in Travis County, Texas. By using our services, you consent to the personal jurisdiction of such courts.
Efiner Financial Analytics Inc. reserves the right to update, modify, or replace these Terms at any time and at our sole discretion. Changes will be posted on this page, and your continued use of the platform after any modifications constitutes acceptance of the revised Terms. We encourage you to review this page periodically to stay informed of any updates.
For questions, concerns, or requests regarding these Terms of Service, please contact us:
Efiner Financial Analytics Inc.
9600 N Mopac Expy, Suite 900, Austin, TX 78759
Phone: (888) 338-5476
Email: support@efiner.com