Now

Cash position, forecast, and spend

See where your cash lands in 90 days

See the platform

New in Efiner: 90-day forecasts on live account data

Balances, spend, and the cash you will have on hand, normalized from the accounts you connect.

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Overview

Everything as of today

30d60d90d

Cash on hand$272,900~~4 accounts on file~~

Lowest point in 90 days$218,892~~Day 85 of 90~~

Net change+$12,400~~Across the next 30 days~~

Spend, last 30 days$96,300~~Across 5 categories~~

Projected cash

Next 90 days, from $272,900 today

Projected balanceLow point

Next 30 days

Money already scheduled

PayrollOct 1−$44,800

Verrin — retainerOct 5+$46,000

Office leaseOct 8−$9,850

Halden GroupOct 14+$38,000

Contractor runOct 17−$10,540

Cloud & toolingOct 22−$6,410

Where it went

Last 30 days by category

Contractors$41,200

Software$18,500

Benefits$16,100

Marketing$14,800

Travel$5,700

Accounts

Balances as they synced

Operating ••4471$118,400.00

Reserve ••9920$150,000.00

Savings ••7730$10,640.00

Card ••2210−$6,140.00

Projections are arithmetic on the balances and scheduled items in the account. They are informational and are not investment, tax, or accounting advice.

What every plan is built around

Far enough ahead to do something about it

Efiner is not a reporting tool you open at month end. It carries today's balances forward day by day, so the thin week shows up while there is still time to move something.

0days

Of cash projected forward, redrawn the moment an item moves.

0months

Of history kept on Forecast, so you can tell what normal looks like.

0years

Of retention once you are carrying more than one set of books.

To start. Snapshot stays free, with no countdown attached.

Compare the plans

Analytics are informational. Efiner does not give investment advice or move money.

Cash foundation

Put every account on one ledger

Bank, card, and ledger feeds land in one set of categories.

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Connected accounts

Synced 2 min ago

Operating — Mercury ••4417$184,230.14

Payroll reserve ••9902$62,400.00

Tax reserve ••3310$38,750.00

Card float — Amex ••1004−$12,480.22

Net position$272,899.92

9:00 am–10:00 am

Morning close

Feeds pulled

Categories set

Forecast queued

Posted

Spend signals

See where spend moved this month

Category totals show which lines moved, and by how much, against last month.

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Spend by category

vs. last month

Contractors

+18%

Software

−4%

Benefits

+1%

Marketing

+27%

Travel

−31%

30-day total$46,041

Spend over 30 days

Position

Close the month with the numbers in view

Cash on hand, a 90-day forecast, and the spend lines that moved.

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Projected cash

Next 90 days

TodayDay 45Day 90

Books in balance

0 unmapped

Export ready

99 %

Of accounts refreshed today

Reporting a finance team can hand over

A current position before the first meeting

Execution

Cash forecast

Spend by category

Talk to support

Efiner

247

Open items

Entities

Last sync

Cash vs plan

Updated this morning

Connect accounts

Link the banks, cards, and books you already use.

Read the position

Balances and categories land in one view.

Forecast 90 days

Cash in, cash out, and what is left.

The close, shortened

From raw transactions to a 90-day cash view.

Three steps

In practice

Three entities. Two banks.
One spreadsheet only its author could read.

Every Friday, the finance lead at a 120-person firm rebuilt the cash position by hand — balances, transfers, intercompany — then forecast from a number that was already days old.

The close now lands on Wednesday.

Trusted by fast-moving teams worldwide

I open Efiner before the Monday cash meeting. Payroll and the two vendor runs are already on the 90-day view.

Three client retainers used to live in three bank logins. I see the combined balance and which invoice is late.

The spreadsheet broke in March. Categories now match how the studio spends, and next month's rent sits against expected invoices.

How Efiner works

Start on Snapshot

Connect your accounts

Link the banks, cards, and books you already use. Efiner reads the feeds. It does not move money.

Connect your accounts

Link the banks, cards, and books you already use. Efiner reads the feeds. It does not move money.

Read the position

Balances, categories, and open invoices sit in one view, updated from the feeds you connected.

Read the position

Balances, categories, and open invoices sit in one view, updated from the feeds you connected.

Forecast the next 90 days

Cash in, cash out, and the gap between them. A view of your numbers, not advice.

Forecast the next 90 days

Cash in, cash out, and the gap between them. A view of your numbers, not advice.

Plans for the view you need

Monthly

Yearly 25%off

Snapshot

$0

/month

$0

/month

A basic dashboard and a short history, so you can see the position before you commit to a forecast.

90-day cash forecast

100 tasks per month

Basic integrations

Priority 24/7 support

Advanced analytics

Get Started — It’s Free

Forecast

popular

$99

/month

$129

/month

For finance leads who need the 90-day forecast and a report they can rebuild each month.

Custom report builder

1,000 tasks per month

Premium integrations

Priority 24/7 support

Advanced analytics

Get Started

Multi-Entity

$239

/month

$299

/month

For groups that track more than one company, with extra seats and a longer archive.

More than one entity

Unlimited tasks

Custom integrations

Dedicated account manager

SLA guarantee + API access

Contact sales

Frequently asked questions

Questions about a forecast?

What is Efiner?

Connect the bank and card accounts you already use. Efiner turns those feeds into a cash position, a 90-day forecast, and a spend view. No extra data team required.

Do I need a data team to use Efiner?

No. A finance lead can connect the feeds and read the forecast. Efiner is built for people who already close the books, not for engineers.

Which tools and services can I connect to?

Efiner reads bank accounts, cards, and the exports your ledger already produces. It does not move money, and it does not replace your accounting system.

How secure is my data?

Account data is encrypted in transit and at rest. Efiner does not move money, and the reports are not investment, tax, or accounting advice.

Can Efiner cover more than one company?

Efiner fits finance teams at companies of about 50 to 500 people, and owners who track more than one entity. Multi-Entity adds team seats and a longer history. It does not replace your accounting system.

How quickly can I get started?

Most teams see a cash position the same day they connect the first account. The 90-day view fills in as history arrives.

90-day cash forecast

See your next 90 days before the meeting

Start on Snapshot